Budgeting

Budgeting is the process of creating a plan for managing your finances, by estimating and allocating your income and expenses over a specified period of time, such as a month or a year. The purpose of budgeting is to ensure that you have enough money to cover your expenses and to help you achieve your financial goals, such as saving for a down payment on a house, paying off debt, or building an emergency fund. In this book you will learn how to: -budget; -control your spending; -reach your financial goals; -increases savings; -reduces financial stress; -improves your financial health. Budgeting is important because it helps you to make informed decisions about your finances, reach your financial goals, and achieve financial stability. By creating and sticking to a budget, you can take control of your money and build a more secure financial future.